Your Personal Chief Investment Officer.

We charge customers purely on a performance basis.

And we understand performance basis can mean a whole lot of bunch.

In our case, we take our customer's portfolio composition as a whole. Every day, we take a snapshot of our customer's cash, dividends and market value of their stocks.

At the end of the month, 27th, to be precise, we calculate the net asset value of our customer portfolio. If the net asset value breaks an all time high value, then we will calculate the delta between the current all time high and previous all time high and apply 20% which becomes our fee.

Example

You start at 100.

On the 27th the next month, your portfolio value is 105. Then the fee will be (105 - 100) * 20% = 1.

Then on the 27th next month, your portfolio value drops to 103. There will be no fee because it does not break all time high for that month.

Then on the 27th next month, your portfolio value increases back up to 110. Then fee will be (110 - 105) * 20% = 1. Notice the current all time high is compared with the previous all time high (not the previous month).

Why is this important? Because we want to be incentivised to grow your asset as a whole. We don't want to just focus on one stock and then we forget about the other stocks in our client's portfolio.

How We Charge Customers

Example