Terms of Service

Last Updated: April 25, 2025

Please read these Terms of Service ("Terms", "Terms of Service") carefully before using the Recompound website, mobile application, or any services (collectively, the "Service"). Recompound is owned by Brilitech Pte Ltd, a company registered in Singapore, and operated by PT Solusi Brilian Digital Nusantara, a company registered in Indonesia (collectively referred to as "us", "we", "our", or "Recompound").

Your access to and use of the Service is conditioned on your acceptance of and compliance with these Terms. These Terms apply to all visitors, users, and others who access or use the Service.

By accessing or using the Service you agree to be bound by these Terms. If you disagree with any part of the terms, you may not access the Service.

1. Definitions

"Service" refers to the Recompound website, mobile applications, and all services provided by Recompound.

"User" refers to any individual who accesses or uses the Service.

"Content" refers to all information, text, graphics, photos, or other materials uploaded, downloaded, or appearing on the Service.

2. Company Structure

Ownership: Recompound is owned by Brilitech Pte Ltd, a company registered in Singapore.

Operations: Recompound is operated by PT Solusi Brilian Digital Nusantara, a company registered in Indonesia.

3. Service Description

Recompound is owned by Brilitech Pte Ltd (Singapore) and operated by PT Solusi Brilian Digital Nusantara (Indonesia). Recompound acts solely as a marketer for Budi Ryan, an investment advisor who is individually licensed and supervised by Otoritas Jasa Keuangan (OJK) Nomor Kep-1/PM.021/PI/2025. The Service provides access to investment information, educational content, and tools related to Indonesian equity markets.

The Service is not intended to provide personalized investment advice or recommendations. Any information provided through the Service is for informational and educational purposes only.

4. User Eligibility and Registration

To use certain features of the Service, you may be required to register for an account. You agree to provide accurate, current, and complete information during the registration process and to update such information to keep it accurate, current, and complete.

You must be at least 18 years old and legally able to enter into contracts to use the Service. By using the Service, you represent and warrant that you meet these requirements.

You are responsible for safeguarding the password that you use to access the Service and for any activities or actions under your password. We encourage you to use a strong password (a combination of upper and lower case letters, numbers, and symbols) with your account.

5. User Obligations and Conduct

You agree not to:

  • Use the Service for any illegal purpose or in violation of any local, state, national, or international law
  • Violate or encourage others to violate the rights of third parties, including intellectual property rights
  • Upload or transmit viruses or other malicious code
  • Attempt to circumvent any security-related features of the Service
  • Interfere with the proper working of the Service
  • Make excessive traffic demands on the Service
  • Collect or harvest any personally identifiable information from the Service
  • Use the Service for any commercial solicitation purposes without our prior written consent

6. Financial Disclaimer

The information provided through the Service is for informational and educational purposes only and is not intended to be and does not constitute financial advice, investment advice, trading advice, or any other type of advice.

Your use of any information or materials on this Service is entirely at your own risk, for which we shall not be liable. It shall be your own responsibility to ensure that any products, services, or information available through this Service meet your specific requirements.

Investing in financial markets involves risk. The value of your investments can go down as well as up, and you may not get back the amount you invested. Past performance is not indicative of future results.

7. Intellectual Property

The Service and its original content (excluding Content provided by users), features, and functionality are and will remain the exclusive property of Recompound and its licensors. The Service is protected by copyright, trademark, and other laws of both Indonesia and foreign countries.

Our trademarks and trade dress may not be used in connection with any product or service without the prior written consent of Recompound.

8. User Content

Our Service may allow you to post, link, store, share and otherwise make available certain information, text, graphics, videos, or other material. You are responsible for the Content that you post to the Service, including its legality, reliability, and appropriateness.

By posting Content to the Service, you grant us the right and license to use, modify, perform, display, reproduce, and distribute such Content on and through the Service. You retain any and all of your rights to any Content you submit, post, or display on or through the Service and you are responsible for protecting those rights.

9. Third-Party Links

Our Service may contain links to third-party websites or services that are not owned or controlled by Recompound.

Recompound has no control over, and assumes no responsibility for, the content, privacy policies, or practices of any third-party websites or services. You further acknowledge and agree that Recompound shall not be responsible or liable, directly or indirectly, for any damage or loss caused or alleged to be caused by or in connection with the use of or reliance on any such content, goods, or services available on or through any such websites or services.

10. Limitation of Liability

To the maximum extent permitted by applicable law, in no event shall Recompound, its affiliates, agents, directors, employees, suppliers, or licensors be liable for any indirect, punitive, incidental, special, consequential, or exemplary damages, including without limitation damages for loss of profits, goodwill, use, data, or other intangible losses, arising out of or relating to the use of, or inability to use, the Service.

To the maximum extent permitted by applicable law, Recompound assumes no liability or responsibility for any:

  • Errors, mistakes, or inaccuracies of content
  • Personal injury or property damage, of any nature whatsoever, resulting from your access to or use of our Service
  • Any unauthorized access to or use of our secure servers and/or any and all personal information stored therein
  • Any interruption or cessation of transmission to or from the Service
  • Any bugs, viruses, trojan horses, or the like that may be transmitted to or through our Service
  • Any errors or omissions in any content or for any loss or damage incurred as a result of the use of any content posted, emailed, transmitted, or otherwise made available through the Service

11. Termination

We may terminate or suspend your account immediately, without prior notice or liability, for any reason whatsoever, including without limitation if you breach the Terms.

Upon termination, your right to use the Service will immediately cease. If you wish to terminate your account, you may simply discontinue using the Service or contact us to request account deletion.

12. Governing Law

These Terms shall be governed and construed in accordance with the laws of Singapore, without regard to its conflict of law provisions.

Our failure to enforce any right or provision of these Terms will not be considered a waiver of those rights. If any provision of these Terms is held to be invalid or unenforceable by a court, the remaining provisions of these Terms will remain in effect.

13. Changes to Terms

We reserve the right, at our sole discretion, to modify or replace these Terms at any time. If a revision is material, we will try to provide at least 30 days' notice prior to any new terms taking effect. What constitutes a material change will be determined at our sole discretion.

By continuing to access or use our Service after those revisions become effective, you agree to be bound by the revised terms. If you do not agree to the new terms, please stop using the Service.

14. Contact Us

If you have any questions about these Terms, please contact us at hello@recompound.id.